Thanks to major sponsor Your Investment Property magazine, Investors Direct is pleased to announce a unique opportunity for Melbourne, Brisbane and Sydney residents this July and August...
“Creating Your Own Financial Certainty In An Uncertain World” Real Money & Property Strategies for 2008 & Beyond
I have a confession to make.
Over the last 12 months, like many property investors, I have been anxious about what the property and finance markets will bring over the next few years. I have been more anxious than what I would like to admit in public as I am expected to know the ‘answers’.
For quite a while I have been confused by the fact that property prices have been going up (at least up till now) in Australia while the opposite has been happening in the US & UK. Particularly while money has become less and less available for mortgages in all these countries.
I disliked the feeling of confusion and uncertainty so much so that I went into a period of intensive study and research. Through my research I am happy to say that I was able to understand what has happened and what will happen next in the property and finance markets in Australia and around the world.
The only problem is that despite my understanding I still felt uncertain. I was just not quite sure what I was uncertain about.
From past experience, I know every time I feel uncertain about something, my gut instinct is telling me to make some kind of paradigm shift in my thinking or take action on something I have been putting off.
In other words, the level of certainty I was craving for could come from a better understanding of myself instead of just a better understanding of the external market.
Then I went through a period of self examination including some of the key beliefs I hold in relation to capital, property, finance, business, career, growth, cash flow, systems, leadership, productivity, relationships, family, passion, talent, duty & purpose, etc.
This self examination exercise revealed to me that some of my expectations were ahead of my reality, that there were gaps between what is the truth and what I observe to be the truth, and most importantly that what has worked for most property investors in the last 20 years may not work over the next 20 years.
I must admit that it is so hard to question things that have worked for us so well for so long, and see the merits of other options. If we are given only two options to choose, I wonder which one is harder for most people: 1) wrong but wealthy; or 2) right but broke.
My most important realisation
My most important realisation through this exercise has been the discovery that most property investors don’t actually know the real reason why we have made good money from properties in the last 20 years.
Unfortunately that ‘real reason’ is not even real! It can give you lots of money the same way as it can take from you, because this reason is out of alignment from the original purpose of money.
If I can put it another way, most property investors (me included) have built a big part of our wealth creation strategy on quick sand. We have been conditioned by the observation of a temporary reality manifested by a false idea of money.
Anything out of alignment with its purpose will be eventually corrected or cease to exist for that purpose. Property and money are no different.
The good news is…
The good news is that we still have time to correct this with the new paradigm of wealth creation. Most of us have made good money from properties so far, and the hard work we have done as property investors is not wasted.
Back to my own situation, I decided to make some major changes to the way I invest in properties and run businesses, and more significantly the way I would like to conduct myself in other areas of my life.
Something unexpected happened: the evening I decided to implement the changes by talking to my wife about it, we both experienced an unprecedented level of certainty about our future, this happened before we even implemented any changes!
What can you do?
Some of the changes are so simple and powerful; it doesn’t even take any physical work. Sometimes simply shifting an expectation or gaining a better understanding can bring your uncertainty and anxiety levels down dramatically.
If you have like me been feeling a certain level of uncertainty over the last few months, it is quite possible that your gut instinct is telling you to make some adjustment to your situation because we are all more intuitive than we think. We may not always know what our next logical step is, but we somehow always know deep down something needs to be done.
The main reason we put the most important things off is that we don’t make a commitment to schedule the time to reflect and bring the unconscious awareness into conscious action items.
So if you allow me, let me help you to schedule the time if you haven’t done so. Why don’t you come to our July-August seminars across the country, where I will spend the whole day going through with you all the things I have discussed?
My goal on the day is to help you critically examine my research and findings with minimum time off from your life, so that you can come to your own understanding and action plan that will bring greater financial certainty to you and your family.
Please click on the links below to register now, seats are limited and we did sell out a number of our events in April
Brisbane - Saturday 26th July, Mercure Hotel - to book click here
Melbourne - Saturday 2nd August, LaTrobe Theatre, Melb Convention & Exhibition Center - to book click here
Sydney - Saturday 9th August, Wesley Conference Center - to book click here
Here is some of the content I will discuss on the day:
The real reason for the increase of property prices over the last 20 years
Why it has worked for us so far;
Why it won’t work forever;
Performance of Australian residential properties measured by other major currencies;
Residential property prices movement in Australia over the next 10 years;
The natural gravity of rental yields for Australian investment properties;
The fundamentals of money
The original purpose of money;
A simple demonstration of money transformation in the last 80 years that everyone can understand;
How money has been manipulated to the point that it could mean very little one day;
How we all participated in the manipulation of money knowingly, unknowingly, willingly or unwillingly;
The international collective lending systems and the impact on your property values;
How much wealth you’ve created from properties today will still be yours tomorrow;
The imperfect knowledge of interest rates, inflation, Australian dollars and GDP
Where are interest rates going and what it will take for it to come down;
What has inflation got to do with your wealth creation;
What happens to your wealth when a country goes into deflation;
Should you fix your interest rate now? If so, for how long;
Will Australia escape the current recession in the developed world?
How do you find certainty from our imperfect knowledge of the external world?
The wealth creation industry is built on quick sand for most investors
The fundamental flaw in the model for everyday people and why only a small percentage can ever make it to financial freedom;
Do we need to produce anything useful to become wealthy as an investor, a person, a business, or even a country?
Most property investors will never create sustainable wealth because most of us unknowingly started investing for the destruction of money;
What really creates wealth for you and your family? It is not property or any other investment you can think of;
How can you quickly turn around your situation if you realize that you have been on the wrong track.
Your own situation
Have you done your numbers lately? If not, is there anything or anyone bothering you?
The simple formula to make money which most of us forget or don’t practice often enough;
A fun exercise to show you where your future money will be coming from and where your money
leakage is at the moment;
How do you get started or go further in property investing from now on;
The basic guidelines on how to review your property portfolio under the new paradigm (with examples);
Tips on how to implement changes in areas of relationship, family, work, business and investment strategies;
Questions & Answers
Also if you have questions about what to do with your property investing for me prior to the event, please feel free to email them to me at mail@investorsdirect.com.au. I will try my best to answer them on a no name basis during the event as other people may find your questions relevant to their situations.
Who should come?
For those that haven’t been to our past seminars or are just starting out as a beginner investor, you will gain tremendously from this whole day event. I can ensure you that you would not have seen this anywhere before. I wish I was told about this when I first started.
For those who have been to our past seminars, it is even more critical that you come to this event, because this is the beginning of an exciting new era of wealth creation. If you agree with what I will say on the day, there will be changes that you might need to make sooner rather than later, and you will find yourself having an important role to play in helping others as well.
Finally, you don’t have to be a client of Investors Direct to attend this event, anyone interested in wealth creation is welcome. And I mean anyone, including people who may see us as their competitors; we need your help as much as we need your competition!
I am looking forward to seeing you and your family on the day.
Bill Zheng is the founder of Investors Direct, a specialist investment mortgage brokerage. Bill’s goal is to help every day Australians build sustainable wealth for their families through the power of residential mortgages. Bill has personally tested the finance strategies Investors Direct is sharing with its clients throughout Australia.
Apart from his day job at Investors Direct, Bill is also an active investor and passionate educator. Bill frequently has his articles published and his unconventional view on property and finance has earned him the reputation of a property investment industry thought leader. Having presented his work in many seminars and conferences throughout Australia and South East Asia, he is today one of Australia's most distinctive voices in property, finance and wealth psychology.
After presenting in seminars for the last 5 years, Bill Zheng took a 9 month break from teaching to conduct more research and experiments in the field of finance and property. In April he returned to present his findings and a number of the events sold out. Over 1300 investors attended. Here is some of the feedback…
Below are a few more testimonials from recent attendee’s of our educational events…
“Not just the basic concepts or clichés. Real opinions and insights from those in the industry.” Tammy Goodman, Engadine
“10/10. Opened myself up to different angles on finance, risk management and the mind.” Marie Quek, Tranmere
“A great opportunity for us to review where we are at and assess what our future options are.” Milawa Swanton, Melbourne
"10/10. Practical down to earth information presented in a factual and positive format” Patricia Meese, Hope Island
“I liked learning about investment…and seeing the big picture! In particular about mortgages, as I was brought up to see debt as bad and didn’t know about the hidden benefit gained by a mortgage.” Adrian Lim, Perth
“Everything I thought I knew about this topic was wrong. 10/10” Christine Andonopoulos, Melbourne
“Informative, entertaining, a quantum leap from the loans officer at the local bank.” Robert Lyons, Brisbane
“I admittedly, attended the seminar for my parents benefit – but I am very glad that I attended now because I have found it very interesting and worthwhile. I have learnt a lot from the presentation and from chatting to people next to me- people with your organization are very nice too.” Christra Block, Sydney
“Just starting out in property investing, this seminar provided inspiration and expertise to help plan our future goals. Excellent advice delivered in a friendly yet professional style.” Bernie Searson, Sydney
Or
click here for printable FAX application Melbourne: Saturday 2nd August 2008 VENUE: Melbourne Convention Exhibition Centre, Latrobe Theatre @ Convention Centre,
Cnr Spencer St and Flinders St
TIME: 9am – 4pm
