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Hello,
Welcome to our August newsletter. We continue to try and bring you more of what you want every month and this month is no different with 3 articles on investment finance, an extremely thorough market update and an article on the importance of time.
Please keep on submitting your "Ask The Experts" questions as we really enjoy getting your feedback and we do our very best to reply to everyone, even if we only publish the answer to one per month.
Last but definately not least, a BIG thank you to all of our valued clients and partners who attended our first ever Charity Ball at the Park Hyatt in Melbourne on the weekend. Sponsored by Seiza Capital it was a fantastic night and thanks to your generous support we managed to raise over $12,000 for a very worthy cause, Ronald McDonald House. Appropriately this money forms the first component of a new investment fund that Ronald McDonald house has established as they pursue and new and innovative way to achieve their financially independence.
Have a great month and I hope you enjoy this edition's news and views...
Kind Regards,
Tim Riley, Editor
Subscriber Adam Teo asks: "The entire crux of the strategy of living off your equity relies on continuous borrowing and believing that property doubles every 7-10years. How do you protect yourself against rising interest rates, possibility of recession, tax law changes, etc?"
Lee Dittmer from our Melbourne office explains how you can live off equity...
Click here for more information 
Written by:
Lee Dittmer
Investment Mortgage Strategist
As the new financial year dawns upon us, we wake to a fascinating mix of markets around the capital cities of the country. Successfully investing through four property cycles has given me the ability to step back and see the "big picture" view.
Michael explains in a comprehensive round up of every major Australiam property market from Hobart to Brisbane and from Sydney to Perth....
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Written by:
Michael Yardney
Metropole Properties
Well the pace hasn’t slackened here at Investors Direct over the last month. If the number of investors we are working with financing for purchases, or refinancing for future purchases is an indication of the health of the property market, it must be very healthy indeed!
Michelle explains...
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Written by:
Michelle Coleman
National Sales Manager
Everyone knows that property investing is all about picking the market and buying the right property at the right time. Or is it?
Rich Harvey explains...
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Written by:
Rich Harvey
Managing Director
There are currently over 1 million residential property investors in Australia. Meanwhile there are less than 500,000 people have achieved financial freedom, to make matters worse, a good percentage of these 500,000 people are not even residential property investors, they did it through successful businesses, shares and the like.
That means the majority of the residential property investors never make it to financial freedom. Why? Bill explains in this article "From the Vault" from January 2006...
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Written by:
Bill Zheng
CEO
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